Acceptable Use Policy

Cashflow Co — Home Equity Accelerator Program

Last updated: March 2026

1. Introduction

This Acceptable Use Policy (“Policy”) governs the access and use of the Home Equity Accelerator program, the associated online platform, all program materials, and the Cashflow Co online community (collectively, the “Services”) provided by Fitventure Pty Ltd ACN 147 479 614 as trustee for the Terry Condon Family Trust ABN 86 766 949 246 trading as Cashflow Co (“we”, “us”, “our”).

This Policy should be read together with our Terms and Conditions and Privacy Policy, which are incorporated by reference. By accessing or using the Services, you agree to comply with this Policy. Capitalised terms not defined in this Policy have the meaning given to them in the Terms and Conditions.

We reserve the right to update this Policy at any time. Continued use of the Services after any update constitutes your acceptance of the revised Policy.

2. Account Security and Non-Transferability

Your membership and account are strictly personal to you. The following rules apply:

  • Your account is non-transferable. You may not assign, sell, gift, or otherwise transfer your membership or account to any other person, whether for payment or otherwise.
  • You may not share your login credentials (including your username, password, or any access link) with any other person.
  • You may not allow, permit, or facilitate access to your account or to any part of the Services by any person who is not the registered member.
  • You are responsible for all activity that occurs under your account. If you become aware of any unauthorised access to your account, you must notify us immediately at terry@cashflowco.com.au.
  • Each membership entitles one individual to access the Services. Access by multiple individuals using a single account is a material breach of this Policy.

Breach of any obligation in this section may result in immediate termination of your membership without refund and may expose you to legal liability.

3. Intellectual Property and Content Protection

All content made available through the Services, including but not limited to video lessons, audio recordings, written materials, worksheets, templates, frameworks, methodologies, coaching session recordings, and any other program materials (“Company Content”), is the intellectual property of the Company and is protected by Australian copyright law.

3.1 What you may do

Subject to your compliance with this Policy and the Terms and Conditions, you are permitted to:

  • access and view Company Content for your own personal, non-commercial use within the platform;
  • download or print individual worksheets and templates where a download function is expressly made available by us for that purpose; and
  • take personal notes for your own private use.

3.2 What you may not do

You must not, without our prior written consent:

  • screen record, screenshot, photograph, or otherwise capture any Company Content;
  • download, save, or extract any video, audio, or written content from the platform by any means;
  • copy, reproduce, republish, upload, post, transmit, or distribute Company Content to any third party or platform, including social media;
  • share, resell, sublicense, or otherwise provide access to Company Content to any person who is not the registered member;
  • use Company Content to create or develop any competing product, program, course, or service;
  • use any automated tool, script, bot, scraper, or artificial intelligence system to extract, harvest, or process Company Content;
  • remove, obscure, or alter any copyright notice, watermark, or proprietary marking on Company Content; or
  • use Company Content for any commercial purpose.

Short-form quotations shared publicly for the purpose of genuine personal testimonial or recommendation (for example, sharing your personal results on social media) are permitted, provided such content is not misleading and does not include any proprietary methodology, framework, or instructional content.

4. Community Platform Standards

The Cashflow Co online community is hosted on Circle (“Community Platform”). The Community Platform is a private, members-only space. The following rules apply to all participation.

4.1 You must

  • engage respectfully and constructively with other members and with Company staff;
  • keep all information shared by other members within the Community Platform confidential and not share it outside the platform without that member’s express consent;
  • ensure that any content you post is accurate and not misleading; and
  • comply with all applicable laws when participating in the Community Platform.

4.2 You must not

  • share your Community Platform access link, invitation, or login with any person who is not a registered member;
  • post, share, or distribute any content from the Community Platform to external platforms, social media, or third parties without the express written consent of both the Company and the member who posted the content;
  • post content that is defamatory, harassing, abusive, threatening, discriminatory, or offensive;
  • make unsolicited commercial offers, promotions, or solicitations to other members (“spam”);
  • impersonate any person or misrepresent your identity or affiliation;
  • post content that infringes the intellectual property rights or privacy of any person;
  • provide or purport to provide financial product advice, legal advice, or any other regulated advice within the Community Platform; or
  • engage in any conduct that disrupts the Community Platform or interferes with other members’ use of it.

4.3 Investment-related posts

The Community Platform is not a financial advice forum. You acknowledge that:

  • no content posted in the Community Platform constitutes financial product advice within the meaning of the Corporations Act 2001 (Cth);
  • any discussion of specific financial products, investments, or strategies is general in nature only and does not take into account your personal circumstances; and
  • you should obtain independent professional advice before making any financial decision.

5. Prohibited Commercial Activities

You must not use the Services, Company Content, or any information obtained through your membership for any of the following purposes:

  • reselling or sublicensing access to the Services or Company Content to any third party;
  • developing or delivering any course, program, workshop, coaching service, or other commercial offering that is substantially based on or derived from Company Content or the Company’s methodology;
  • using Company Content in any paid advertising, paid promotion, or commercial publication; or
  • any other commercial exploitation of Company Content without our prior written consent.

6. Reporting Breaches

If you become aware of any breach of this Policy by another member or by a third party — including any unauthorised sharing of Company Content or community access — please report it to us promptly at:

Email: terry@cashflowco.com.au

We take all reports seriously and will investigate promptly. Where possible, we will maintain the confidentiality of the person making the report.

7. Consequences of Breach

If you breach this Policy, we may, at our sole discretion and without prior notice:

  • suspend or terminate your membership immediately, without refund;
  • remove any content you have posted to the Community Platform;
  • take legal action against you to recover damages, seek injunctive relief, or obtain any other remedy available to us under law; and/or
  • report your conduct to relevant authorities where required or appropriate.

We will not be liable to you for any loss or damage arising from the exercise of these rights.

A failure to enforce any provision of this Policy does not constitute a waiver of our right to enforce it in future.

8. Contact

For any questions about this Policy, please contact:

The Cashflow Co

ABN: 86 766 949 246

Email: terry@cashflowco.com.au

Website: cashflowco.com.au