The easy way  to

Pay off your mortgage faster

(without living on less)

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Join 1000+ Aussies making it happen
The mission

Our shared goals

Paying off your mortgage doesn’t have to feel like a 30 year sentence.  
We’ll show you how to win the bet with the banks, and use your home as a platform for prosperity. And you won’t have to live like a hermit to do it.

Escape debt slavery via debt mastery

Escape debt slavery via debt mastery

We don’t see debt as the devil. We see it as a necessary evil.  A game to be gamed.
Find joy in the journey

Find joy in the journey

We seek happiness in the pursuit of success. We don’t wait for success to be happy.
Maximise moneys return on LIFE

Maximise moneys return on LIFE

We believe money is for life. Life is not for money. We refuse to live like it’s one or the other.
Freedom Debt Burden YR30
Escape Velocity
The method

Get on the same page

Working hard without a shared vision doesn’t work. We’ll show you how to turn your ambitions into action and start playing to each others strengths.

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Doug + Kaylah

Boosted income from 120k to 200k +
10x’d their savings rate
Added 2 investment properties within 12 months
Sent kids to private school

Master the money skills of the one percent

The truth is, you can’t save your way to wealth.
But when you learn how to spend toward your goals, you’ll make progress without punishment.

Smiling family of four with two children posing outdoors by the ocean with plants and palm tree in the background.

Helen + Chace

Built a 6 fig portfolio
Purchased investment property
Started their own
Osteo practice
Pulled their youngest
out of daycare

Find your fast mode and make the big money moves

Doing what you’re told is less motivating than doing what you want.  We’re not here to tell you what to do, we’ll help you figure out what works best for you.

Three people sitting in an open vehicle outdoors under a partly cloudy sky, with a woman wearing sunglasses smiling in the foreground.

Rachael Taylor

Rewrote her money story
Reconfigured her money
Quit her corporate job
Retired 10 yrs early
Travelled the world
with her sons

Is this legit? The pros seem to think so...

Even experts trust us to help them level up their money life. Because being
good with numbers at work is no guarantee you’re nailing it at home.
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Katie Faulkner

Accountant

My husband badgered me for months to talk to these guys. And if I’m honest, I only agreed to do this to tell him ‘I told you so. now do it my way’. I now have egg all over my face.

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Travis

Financial Planner

I personally love this method. I have now made it the way I manage my finances.

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Wayne Thomson

Finance Manager

I unreservedly say this has changed my financial life. Nothing has resonated with me quite like this has. I recommend it to all my peers.

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Nicola Tucker

Mortgage Broker

Before starting this, I thought ‘I’m pretty good with money. But the impact has been profound.  It’s just made everything alot more fun, especially with my partner.

the map

The battle tested blueprint for getting the banks off your back

(so you can get back to living life on your own terms)

We’ve spent thousands of hours over  last 7 years working bely to belly with our members.
And we’ve learned alot about doesn’t work. That’s how we figured out what does.

CLARITY

Start with the end in mind

Define what ‘freedom’ means to you first, so you can reverse engineer it.

Build the belief you need to succeed

Supercharge your self efficacy using evidence based tools that.

Map out your life by design

Craft a compelling vision that reflects your values, and creates unwavering commitment.

Decide how you’ll play to win

Design a gameplan for playing to your strengths and celebrating progress, not just success.

MISSIONS
SESSIONS
WORKSHOP

Before this, it felt like we were trying to put this thousand piece puzzle together, but we didn’t have the picture. After this, we knew how to solve the puzzle, because we had the picture. We made our dream trip around Oz happen the next year.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Mitch and Brook Parkins
Members since 2023
CATALYSIS

Stack quick wins

Make the program pay for itself within weeks. Build momentum fast.

Align your spending with your goals

Upgrade your financial OS to get a 360 degree view of your money and predict your progress.

Optimise your home loan

Structure your loan and associated accounts to stop tipping the banks.

Find the 80/20 money moves

Take smart one time actions that save you time and money every month without any ongoing effort.

MISSIONS
SESSIONS
WORKSHOP

I was told for years that I couldn’t get a better deal from the banks. One meeting with Craig saved me TWELVE THOUSAND DOLLARS A YEAR! I’ve spoken to alot of people across my time and never experienced this level of insight and support.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Emma Sutherland
Member since 2022
CAPABILITY (defence)

Save Without Sacrifice

Manage the money you make to fund your goals and live well on the way.

Purpose build your banking structure

Personalise your accounts for measuring progress and connect live data feeds to your financial OS.

Give every dollar a job

learn the income mapping method to spend intentionally so you can save sustainably.

Gamify your spending

Set up smart tracking to make every month winnable and learn what works for you.

MISSIONS
SESSIONS
WORKSHOP

Income mapping has taken the thought out of every single bill. Knowing everything is paid on day one AND having money dedicated to our goals has completely changed our outlook.

Smiling family of five sitting on a bed with a woman holding a baby, a girl in white, and a man holding a young boy.
Matthew Tippet
Members since 2023
CAPABILITY (offence)

Earn more Without working more

Make more money to manage so you can save more without having to spend less.

Discover your super power

Find the intersection of where your unique knowledge and skills meet market demand.

Model mastery

Profile people who make great money doing work you find meaningful to assess skill gaps.

Build high income skills

Use ‘learning ladders’ to rapidly acquire the skills that predictably increase your income.

MISSIONS
SESSIONS
WORKSHOP

I worried I’d spent ten years climbing the wrong hill. But the skills I’ve built have opened doors I previously didn’t know existed. And the new income stream we created has us on track to make an extra 60k this year. For the first time, my work, my interests and my values are finally aligning.

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Ryan and Mon
Members since 2023
COMPOUNDING

Multiply your money faster

Unlock ‘lazy equity’ to buy assets that grow your wealth faster than you can save.

Learn how to Invest intelligently

Discover your investor type, and learn how to manage risk in pursuit of returns.

Build a passive income portfolio

Learn how to grow a share portfolio that pays you while you sleep.

Build a property empire

Learn how to build a property portfolio that helps you hit warp speed.

MISSIONS
SESSIONS
WORKSHOP

We’ll be mortgage free in 3 years as a result of the moves we’ve made. At the same time, we’ve saved a sh#t tonne of tax and funded a career pivot for Bonnie. We also took a trip to the NT I would never have done.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Ben and Bonnie
Members since 2023

Build the belief you need to succeed

Supercharge your self efficacy using evidence based tools that.

Map out your life by design

Craft a compelling vision that reflects your values, and creates unwavering commitment.

Decide how you’ll play to win

Design a gameplan for playing to your strengths and celebrating progress, not just success.

MISSIONS
SESSIONS
WORKSHOP

Before this, it felt like we were trying to put this thousand piece puzzle together, but we didn’t have the picture. After this, we knew how to solve the puzzle, because we had the picture. We made our dream trip around Oz happen the next year.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Mitch and Brook Parkins
Members since 2023

Align your spending with your goals

Upgrade your financial OS to get a 360 degree view of your money and predict your progress.

Optimise your home loan

Structure your loan and associated accounts to stop tipping the banks.

Find the 80/20 money moves

Take smart one time actions that save you time and money every month without any ongoing effort.

MISSIONS
SESSIONS
WORKSHOP

I was told for years that I couldn’t get a better deal from the banks. One meeting with Craig saved me TWELVE THOUSAND DOLLARS A YEAR! I’ve spoken to alot of people across my time and never experienced this level of insight and support.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Emma Sutherland
Member since 2022

Purpose build your banking structure

Personalise your accounts for measuring progress and connect live data feeds to your financial OS.

Give every dollar a job

learn the income mapping method to spend intentionally so you can save sustainably.

Gamify your spending

Set up smart tracking to make every month winnable and learn what works for you.

MISSIONS
SESSIONS
WORKSHOP

Income mapping has taken the thought out of every single bill. Knowing everything is paid on day one AND having money dedicated to our goals has completely changed our outlook.

Smiling family of five sitting on a bed with a woman holding a baby, a girl in white, and a man holding a young boy.
Matthew Tippet
Members since 2023

Discover your super power

Find the intersection of where your unique knowledge and skills meet market demand.

Model mastery

Profile people who make great money doing work you find meaningful to assess skill gaps.

Build high income skills

Use ‘learning ladders’ to rapidly acquire the skills that predictably increase your income.

MISSIONS
SESSIONS
WORKSHOP

I worried I’d spent ten years climbing the wrong hill. But the skills I’ve built have opened doors I previously didn’t know existed. And the new income stream we created has us on track to make an extra 60k this year. For the first time, my work, my interests and my values are finally aligning.

Three people on a blue inflatable raft in a river, smiling and making surprised faces with trees and a dirt riverbank in the background.
Ryan and Mon
Members since 2023

Learn how to Invest intelligently

Discover your investor type, and learn how to manage risk in pursuit of returns.

Build a passive income portfolio

Learn how to grow a share portfolio that pays you while you sleep.

Build a property empire

Learn how to build a property portfolio that helps you hit warp speed.

MISSIONS
SESSIONS
WORKSHOP

We’ll be mortgage free in 3 years as a result of the moves we’ve made. At the same time, we’ve saved a sh#t tonne of tax and funded a career pivot for Bonnie. We also took a trip to the NT I would never have done.

Smiling family of four at the beach with clear blue sky and calm sea in the background.
Ben and Bonnie
Members since 2023

We’re with you every step

This isn’t a course. And it’s not a ra ra seminar that spruiks information you could get online. This is a mentorship. That means dedicated coaching and support. And the kind of accountability that doesn’t judge, but keeps you honest. Because it’s not what you know that matters. It’s what you do (consistently).

Our coaches are program alumni who are trained in our proprietary methodology. They’ll help you get clear on what you really want and stay committed to the process.

Mitch Parkins

COMMITMENT COACH

Mitch Parkins

“I’ll give you permission to think and act bigger. And I’ll help you back yourself to make it happen”

Brooke Dawson

COMMITMENT COACH

Brooke Dawson

“I’ll help you transcend overthinking and learn to love taking imperfect action toward your goals”

Avril Dunn

COMMITMENT COACH

Avril Dunn

“I’ll help you empower yourself to create powerful personal change, no matter where you’re starting from”.

Elise Condon

COUPLES COACH

Elise Condon
B pysch, MFT

“If it helps, I’m here to help you have better conversations about money, so you can transcend the patterns of the past”.

Cashflow coaches are subject matter specialists who will help you master the skills of strategic spending to maximise the gap between what you earn and spend.

Jared McTaggart

CASHFLOW COACH

Jared McTaggart
CPA

“I’ll help you master the money skills that make progress predictable and inevitable.”

Brook Kennedy

CASHFLOW COACH

Brook Kennedy
B Comm (finance)

“I’ll help you master the money skills that make progress predictable and inevitable.”

Craig Bigelow

LENDING ADVISOR

Craig Bigelow
B Bus (finance)

“Your lending should work harder than you do — I'll show you how."

Terry Condon

HEAD COACH

Terry Condon
MBA

"I’ll help you use your super power to increase your earning power."

Our resident experts will show you how to make smart money moves that set you up for life. You’ll access their wisdom through live masterclasses, expert panels and Q&A sessions.

Jayden Post

FINANCIAL PLANNER

Jayden Post
Cruz financial

“I’ll show you how to put your money to work, so you don’t always have to work for money.”

Simone Shannon

CHARTERED ACCOUNTANT

Simone Shannon
Ascend advisory

“I’ll show you how to minimize the biggest drag on your returns over time”

Adi Chanda

BUYERS AGENT

Adi Chanda
Alaya property

“I’ll show you how to build a property portfolio that keeps the pension out of your plans”

Here’s everything you get

Everything you get is designed to make you successful. Because we know that if we are to achieve our ambitions, your success must come before ours.

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Dedicated 1:1 coaching

Accountability
personalised support
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Live community syncs

Weekly drop ins
Expert Q&A’s
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Time saving tools + tech

Easy application
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AI program concierge

Instant answers

Connected community of practice

The best way to break beliefs that are holding you back and normalise new behaviours is to change your peer group.  We might be biased, but we reckon our members lounge is the best place to do that with money.

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Is this for you?

Our most successful members aren’t gifted with some magic money gene. They’re ordinary people who don’t want to settle for ordinary results.

What you need:

  • A growth mindset.
    You believe you can change, and the future doesn’t have to look like the past.
  • An open mind.
    You’re willing to try something different to get a different result.
  • A project mentality.
    You don’t see this as another ‘job’. You see it as a life project with a big payoff.

What you don’t:

  • A love of numbers.
    This isn’t about numbers. It’s about you. If you know who you are and what you want, you’ve got the tools jules.
  • Prior knowledge of money.
    Seriously. The less you ‘know’ the less you need to unlearn.
  • A phd in rocket science.
    Smart people don’t do better with money. People who get money smart do.
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Black and white photo of a leaf-covered path flanked by trees and bushes in a park-like setting.

The sense of freedom we feel is amazing

We're now on track to pay off our mortgage within 4 years of starting the mentorship. At the same time we've funded multiple holidays and landscaping projects around our home and growing our investments.

Tyson + Kara
THE MODEL

Find out how much life and time you could GET BACK from the banks

The math is simple. The more you can channel into your mortgage in the early years, the less you pay in interest. The hard way is to force yourself to save more by living small to pay down debt, deferring happiness to later. The easy way is to make smart investments that build equity faster, and create a sense of freedom now.

Join 1000+ Aussies making it happen

More words from our members

Real results and sentiment from our community of practice

“I’ll be honest. At first I thought this was a crock of sh#t. I said we don’t need to spend money to make money. Now I tell all my friends, you need to take a look at this. Because this will change your life.”

Britt Warren

Britt Warren

Member since
2022

The confidence this gave me allowed me to back myself to start my practice. I’ve now scaled back to one day a week clinical work. All while paying down the mortgage and building my asset base for the future. I used to stress about spending, but now I know how to enjoy my money.

Ricardo

Ricardo

Member since
2022

Our mortgage was killing us. And we’d been trying hard on our own to make progress, but this just sped everything up. We’ve now built a healthy buffer, moved interstate and started a business which has freed us up to live the lifestyle we love. At the same time we’re earning and saving more than ever. This has been the best thing we’ve ever done, and we’ve never looked back.

Pat and Alex

Pat and Alex

Member since
2024

My spreadsheet wasn’t working, and even though I was working two jobs it felt like we were getting nowhere. This was the cheat code for us. We built a portfolio, bought an investment property and found jobs we love.

Steve and Santina

Steve and Santina

Member since
2023

"I’d gotten so much out of the podcast, I wasn’t sure whether we’d learn anything new. We now both agree the cost was a drop in the ocean compared to what we’ve gotten out of this. By far the best investment in our future and our relationship"

Kelly Charter

Kelly Charter

Member since
2024

This year we are finally embarking on a long awaited path as a result of the financial freedom we have been working on. Travelling, starting my own business and using our finance to enjoy our world today not waiting for when we retire. We’ve upgraded our caravan and leaving with minimal debt.

Steven Trotter

Steven Trotter

Member since
2024

"We used to think debt was bad and that we needed to pay off the house first. Now we’re going guns blazing at both the mortgage and investing. And we’ve set ourselves up for life with kids. Honestly we’re shocked by how much we’ve achieved."

Bryce and lisa

Bryce and lisa

Member since
2023

The mental load I felt with money is just gone. Before I was carrying it all, and now we do it togerher as a team. So far we’ve payed off personal debts, funded overseas trips and travel (including our honeymoon), recycled our debt and have now turned our interests into a new income stream through our business.

Ryan and Mon

Ryan and Mon

Member since
2022

My entire life has changed since working with these guys. Everything I set out to do, it’s all happened. My property, travel and my investment portfolio. My whole mindset and confidence around money has changed. It’s been the best thing I’ve done for my future, and my mental health.

Sam Wilson

Sam Wilson

Member since
2021

We’ve always been a great team, but money was our minefield. This didn’t just get us on the same page, it allowed us to completely rewrite what was on it. What we’ve learned has allowed us to fund multiple trips, new career directions, while building our deposit and having the house renovated before our baby arrived to change our life.

Brook + John

Brook + John

Member since
2023

This got us on the same page with money. After the very first session everything changed. My wife was unrecognizable to me. In the past she never wanted to walk about this, and then suddenly it’s all she wanted to talk about.

Digby

Digby

Member since
2022

One year ago I was stuck in an academic career that no longer fit. I am now a venture backed founder of an AI tech startup. My mortgage does not run my life. It’s funny too, I felt like I had all the elements to do this myself, but it’s wasn’t until I had these conversation things started to fall into place.

Alban

Alban

Member since
2024

"We know where our money is going every month"

Janathan Gay

"We still maintain this was the Best money we ever spent"

James + Katie

"We never feel guilty about spending anymore"

Ameer Syed

"What I’ve learned is absoultely priceless"

Ryan Meddings

"I actually feel wealthy now"

Danielle Pooles

"i no longer rely on my offset to gauge how my money life is going"

Cam Nagle

"I’m hitting my goals with less stress and faster than expected"

Will Mclay

"The way you guys do things is so refreshing"

Jen Huminek

"Like putting on glasses for your money"

Adel Morandy

It’s like we’re getting ahead on the monopoly board, rather than doing laps

Daniel Benincasa